My good friend Lacy is so cool. She has her shit together in so many ways. She is a single mother raising a sweet little two year old daughter. Unfortunately Lacy has a problem, she is upside down, in other words her money in does not equal money out. Lacy feels trapped in her situation, she feels that she can not jeopardize her current income because she has a daughter relying on her. She also believes she cannot lower her expenses because she has a daughter relying on her! She is in a downward financial spiral and like so many other women she toys with the idea of meeting a rich man to pull her out of her financial nightmare. I know Lacy can change her situation on her own but that is for a self help blog! So Lacy asked me just the other day. “Mike, if you are so good at the guy and relationship stuff. Teach me how to meet a rich guy!” “hmmm…” said I raising one concerned eyebrow.




Holiday season, a moment where most children’s dreams come true. The night of Christmas eve, where they place cookies and milk on a table, with hopes and prayers that Santa will visit their home and give them the presents they’ve been wishing for. Since the time most Americans understand the words their parents and loved ones utter, the man known as Santa Claus, always tends to become a household name. Children and are taught to believe that if they behave properly by listening to their parents and getting good grades in school, Santa will bless them with illustrious gifts.

